Term Life Insurance — USA

Parenting is difficult.
Getting Life Insurance shouldn't be.

Get up to $1.5 million in coverage — 100% online, no medical exams, no agents, no sales calls. Qualified applicants approved in as little as 10 minutes.

Plans starting from $7.86/mo
Get My Free Quote in Under 1 Minute

30-day money-back guarantee  ·  No price changes — guaranteed  ·  No spam

⭐ 4.8/5 on Trustpilot (2,000+ reviews)
🏆 Carrier Rated A+ by A.M. Best
⚡ Coverage in 10 minutes
💰 Under $1/day

Why families choose Fabric

Your family deserves
real protection — fast.

Unlike traditional life insurance, Fabric by Gerber Life was built from the ground up for busy parents who need coverage now, not in six weeks.

$1M
in coverage for less than $1 a day — real protection at an unbeatable price.
10min
from start to covered. Apply fully online with no unnecessary medical exam.
4.8★
Trustpilot rating from over 2,000 verified customer reviews.
$0
agent fees. Do everything yourself — no sales pressure, no phone calls required.

Simple 3-step process

How Fabric works

1
Answer a few questions
Tell us about yourself in minutes — no lengthy paperwork, no agent meetings. Completely online.
2
Get your instant quote
See your personalized rate immediately. Plans start from just $7.86/month with no hidden fees.
3
Get covered today
Qualified applicants are approved immediately — often in under 10 minutes from start to finish.

Everything included

Coverage built for
modern families

💻
100% Online — No Agents
No agents, no sales calls, no unnecessary medical exams. Do it all from your phone or laptop in minutes.
🔒
Price Lock Guarantee
No price changes — ever. The rate you qualify for today is locked in for the life of your policy.
🔄
30-Day Money-Back
Not satisfied? Cancel within 30 days for a full refund, no questions asked.
📋
$100K – $5M Coverage
Choose the level of protection that fits your family's needs and budget, with flexible term lengths.
⚡
Instant Approval
Many qualified applicants get approved immediately — no waiting weeks for an underwriter's decision.
🏅
A+ Rated Carrier
Policies issued by Western-Southern Life Assurance Company, rated A+ by A.M. Best for financial strength.

The 10-minute money move
every parent should make

Apply for a term life policy through Fabric in under 10 minutes. Get an estimate today — it's free, fast, and there's no obligation.

Get My Free Quote Now

30-day money-back guarantee  ·  No price changes — guaranteed  ·  Rates as low as $8/mo*

Get covered todayPlans from $7.86/mo

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